Easy Lendz Privacy Policy

Easy Lendz Privacy Policy

Effective Date: January 2, 2026
Last Updated: January 2, 2026

Easy Lendz (“Easy Lendz,” “we,” “us,” or “our”) is committed to protecting the privacy and security of our users, including gig workers such as Uber, Lyft, and DoorDash drivers who may apply for business funding products like merchant cash advances (“MCA”). This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, submit an application, or interact with our services (collectively, the “Services”).

By using our Services, you agree to the terms of this Privacy Policy.

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1) Information We Collect

We collect information to provide our Services, evaluate applications, communicate with you, and improve our website.

A. Information You Provide

Identity & Contact Information

• Name, email address, phone number, mailing address, and other contact details you submit.

Business & Income Information

• Information about your gig work and business activity (e.g., platform earnings reports), deposit history, and related details you provide.

Financial Information

• Bank statements, payment history, and other financial data submitted or shared for underwriting and funding eligibility.

Identification Information (Verification & Compliance)

• Government identifiers such as SSN (or last 4 digits) and/or EIN, and other information needed to verify identity, prevent fraud, and meet compliance obligations.

B. Information Collected Automatically

Usage Data

• Pages you view, time spent, clicks, referring/exit pages, and similar website interaction data.

Device & Network Data

• IP address, browser type, device type, operating system, and approximate location derived from IP address.

Cookies & Similar Technologies

• We use cookies and similar technologies to operate our site, remember preferences, measure performance, and improve user experience.

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2) How We Use Your Information

We may use your information to:

• Process and evaluate applications for an MCA or other business funding options (including verifying identity and reviewing deposit history).
• Communicate with you about your application, account, requests, customer support needs, and service-related notices.
• Improve our Services by analyzing usage trends and optimizing content and site functionality.
• Fraud prevention and security including monitoring, detecting, and preventing suspicious or illegal activity.
• Compliance and legal obligations including responding to lawful requests and meeting regulatory requirements.
• Marketing (where permitted) such as sending offers or updates if you opt in (you can opt out anytime).

Text messages / phone calls: If you provide a phone number, we may contact you by call or text for application-related updates and customer support. Message and data rates may apply. You can opt out of marketing texts by replying STOP.

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3) How We Share Your Information

We do not sell your personal information for money. We may share information in the following situations:

A. Service Providers

We may share information with trusted vendors who help us operate our Services (for example: identity verification, analytics, customer support tools, payment processing, document tools, and underwriting support). These providers are required to protect your information and use it only for the services they provide to us.

B. Legal and Compliance

We may disclose information if required to do so by law or if we believe disclosure is necessary to:

• comply with legal process (e.g., subpoenas, court orders),
• respond to lawful requests by public authorities,
• enforce our terms, or
• protect rights, safety, and security.

C. Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, information may be transferred as part of that transaction.

D. With Your Consent

We may share information for other purposes when you direct us to do so or provide explicit consent.

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4) Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no system is 100% secure, and we cannot guarantee absolute security.

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5) Data Retention

We keep information as long as reasonably necessary to provide the Services, process applications, comply with legal obligations, resolve disputes, enforce agreements, and maintain records. Retention periods vary depending on the type of information and legal requirements.

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6) Your Rights and Choices

Depending on where you live, you may have certain rights under applicable privacy laws. These may include the right to request:

• Access to the personal information we have about you
• Correction of inaccurate information
• Deletion of certain information (subject to legal/contractual requirements)
• Opt-out of marketing communications

Marketing Emails

You can opt out of promotional emails by using the unsubscribe link in an email.

Cookies

You can control cookies through your browser settings. If you disable certain cookies, parts of the site may not function properly.

To exercise privacy rights, contact us at: [PRIVACY EMAIL]

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7) Cookies and Tracking Technologies

We use cookies and similar technologies for:

• Essential functions (site operation, security, form functionality)
• Analytics (understanding how visitors use our site)
• Personalization (remembering preferences and improving experience)

You can manage cookies through your browser settings.

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8) Third-Party Links

Our website may include links to third-party sites or services. We are not responsible for the privacy practices of those third parties. Please review their policies before providing information.

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9) Children’s Privacy

Our Services are not intended for individuals under 18. We do not knowingly collect personal information from children. If you believe a child has provided information, contact us and we will take steps to delete it.

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10) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated policy and revise the “Effective Date” above. Your continued use of the Services after changes are posted means you accept the updated policy.

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11) Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us:

Easy Lendz
Phone:305-954-6001

Mailing Address: 

1205 NE 163rd St North Miami Beach FL 33162

Thank you for trusting Easy Lendz.